Checking
Everyone’s banking needs are different, so we offer flexible checking accounts designed to assist you in achieving your financial goals and get you started on your journey to build financial freedom.
If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.
Currently, we are only accepting online applications from the following Georgia counties: Chatham, Bryan, Effingham, Bulloch and Liberty; as well as the South Carolina counties of Jasper and Beaufort.
Regular Checking
Try this account for your basic checking needs.
- Minimum Opening Deposit $50.00
- Monthly Maintenance Fee $3.50
- Per check/debit charge $0.50
- A minimum daily balance of $600.00 is required to avoid maintenance fees.
Premier Checking
Simple checking at its best.
- Minimum opening deposit $50.00
- Monthly Maintenance Fee $6.00
- No minimum balance required
Advantage Checking
Let Carver State Bank help you discover checking at its best.
Open your flat fee account and start receiving these money-saving benefits.
- Minimum opening deposit $50.00
- Monthly Maintenance Fee $8.00
- Free Personalized Checks
- No minimum balance required
- Accidental Death Insurance
- Travel and Entertainment Discounts
Advantage Checking Plus
Dedicated to giving our customers more…we are proud to introduce A+ Checking. This account offers the special benefits for you and your family.
- Minimum opening deposit $50.00
- Monthly Maintenance Fee $10.00
- No minimum balance required
- Family Insurance
- Prescription Discounts
- Discount on New Installment Loans
- Free Personalized Checks
- Accidental Death Insurance
- Travel and Entertainment Discounts
Senior Club
Are you 55 or older? If so, start enjoying our great checking benefits for seniors.
- Minimum opening deposit $50.00
- No minimum balance required
- Free Notary Public Service
- First order of checks are free
- $5.00 discount on Safe Deposit Box
- No Monthly Maintenance Fee
- No fee for Traveler's checks
NOW Account
The money in your checking account can earn competitive interest rates.
- Minimum opening deposit $500.00
- Monthly Maintenance Fee $8.00
- Per check/debit charge $0.50
- A minimum daily balance of $1,000.00 is required to avoid maintenance fees.
Second Chance Checking Accounts
Second Chance and First-Time Checking Accounts are available to individuals who weren’t successful with bank accounts in the past but who deserve a second chance to effectively manage a new account.
Open An Account
